[heading]by WYNNE LOVE[/heading]

Ryan Hargrave knows all about riding out the ups and downs of the real estate market. An avid surfer, free diver, fisherman, and lifeguard, he reads the ebb and flow of the ocean perfectly, and that sixth sense has translated into his professional life as well.

“I began in the home lending business in 2009,” Ryan recounted. “After seeing the rise and fall of the real estate market I felt this was a great time to get into a changing industry as it began its climb back up. The transition was challenging but once I turned my focus to mortgages it was easy to apply the same athlete mentality of powering through your challenges and continuing to push forward.”

As Vice President of Mortgage Lending at Guaranteed Rate, Ryan has caught that perfect wave as his client base swells in response to his fast, easy and customer-friendly lending process. “The company is technologically driven while keeping their loan products at the lowest rates on the market,” explained Ryan. “It’s exciting to be on the most advanced lending team in the market.”

But it is the attention that Ryan gives his customers that truly sets him apart. As one past client described, “I can tell you that Ryan knows this market extremely well, so he knows what he is up against when processing your loan. Just sit back and relax, let Ryan take care of everything for you, because he will get the job done.”

For Ryan’s part, it’s all about making his clients’ lives easier. “I enjoy educating clients while getting the tough deals done that others can’t,” he commented. One of his most rewarding jobs was helping a couple up against a firm deadline. “I was able to structure a loan for a family that didn’t qualify with another lender and get them into a new home before their first child was born,” recalled Ryan.

Ryan makes sure he is available to his clients when they need him. “I work all hours and even weekends,” declared Ryan. It’s that kind of dedication that keeps him at the top of his game, and his customers rolling in.

[box title=”At A Glance” color=”#333333″]

Name of Business:        Guaranteed Rate, NMLS ID 2611
Name of Loan Officer:     Ryan Hargrave, NMLS ID 292560
Year of Establishment:     12 ½
Description of Business:     Guaranteed Rate is the largest independent retail mortgage company in the U.S. We provide industry-leading self-service tools, low rates and low fee mortgages through an easy-to-understand process and unparalleled customer service.

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