“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”
~ Theodore Roosevelt – 26th U.S. President

Fun Facts

  • Number of 92011 Single Family Homes Sold in 2016: 261
  • Number of 92011 Condos/Townhouses Sold in 2016: 135
  • Population of 92011 (approx.): 24.5K
  • Housing in 92011 (approx.): 10K
  • Median Household Income: 95K
  • Average House Value (sold in 2016): 856K
  • # of 92011 Homes currently for sale: 41
  • Number of Real Estate Agents involved with one or more transactions in 92011 during 2016:
    511 (382 only in 1 transaction)

92011 Average Annual Sales Price


All information and statistics contained herein are for entertainment purposes only. Statistics and information were obtained from multiple sources deemed reliable but not guaranteed. Do not use any information contained on this page for investment purposes. Please consult with the appropriate licensed professionals for all of your real estate and investment needs.

Steve Rude
First Choice Loan Services Inc.

re_steverudeToday more than ever, it’s important to work with a mortgage professional and a lender on whom you can rely. You look for a lender who is built on honesty and integrity. You look for a lender who is nimble and quick to respond. You look for a lender who will provide you service beyond belief. You’ll find all of that and more with Steve Rude at First Choice Loan Services!

Steve Rude has over 25 years of mortgage and real estate experience. He values education and has made it the focal point of his approach to business. Every client is thoroughly educated about the home loan process to ensure everything is “put out on the table” and there are never any surprises throughout the process. Steve assists over 100 families every year to finance their home purchases. His business is 100% referral based, so going the extra mile is the norm for him. Steve’s clients become true “raving fans” and continually refer their friends, family, and colleagues back to him to take care of their lending needs, a tribute to his success. He has the creative mind needed to structure the most complex scenarios and will exhaust every option to find a well-suited solution for his client’s situation.

“We just finished refinancing our home with Steve Rude. He was professional and efficient, and made the process easy. We had unsuccessfully tried to refinance our home several times with other large banks and institutions, yet Steve was able to make it happen and make it happen quick! We would give Steve Rude our highest recommendation.” – Donna M. Vista, CA

“I believe in leading by example, both in my life and in business. As an entrepreneur since the age of 20, I consistently drive for excellence, and I apply my comprehensive knowledge in the real estate and mortgage industries to provide the best for my clients and referral partners. I am honored to collaborate with such a talented team that supports helping our clients achieve mortgage success day after day. Along with the support of my team, I am committed to making sure you receive service beyond belief.

Please do not hesitate to call me directly at 858-449-5626 with any questions you may have, or you can visit my website at www.FCLSSD.com.” – Steve Rude


Name: Steve Rude
Company: First Choice Loan Services Inc.
Phone: 858-449-5626
Website: www.FCLSSD.com
NMLS #: 298902

re_fdiclenderlogoFirst Choice Loan Services IN. (NMLS# 210764), a Berkshire Bank Company (NMLS# 506896), is located at One Tower Center, Floor #18 East Brunswick, NJ 08816. First Choice Loan Services Inc. is registered or exempt from state licensing in the states it originates mortgage loans. Licensed by the NJ Department of Banking and insurance. AZ BK# 0918586. First Choice Loa Services Inc. is not an agency of the federal government and is not affiliated with you current lender. All loans are subject to credit approval. Programs, rates, terms and conditions are current, but are subject to change and may expire without notice. Other restrictions may apply. All applications must be submitted in writing. This advertisement is not a loan disclosure and all disclosures provided after applying should be reviewed carefully. This is not a commitment to provide a loan approval or a specific interest rate. 02.09.2017. 3611 Valley Centre Drive, Suite 175, San Diego, CA 92130.

Roderick Dargie
Realty Executives

re_dargieWith over 12 years of experience, Roderick Dargie knows what it takes to create happy clients. By taking on a lower volume of listings, Roderick believes he is better able to focus on each individual client’s needs and provide a more personal service, which can make the home buying or selling experience more positive, enjoyable, and successful. Specializing in Carlsbad and surrounding cities, Roderick is experienced in all aspects of real estate and takes pride in being involved in every transaction from start to finish. He values honesty, integrity, and customer satisfaction and is available at all times for his clients.

A retired police officer from Australia, Roderick has lived in Carlsbad with his wife Kimberly and two sons since 1996. For the past seven years, he has won the Realty Executives 100% Club sales award and in 2014 he won the Realty Executives Diamond Sales Award.

“We loved working with Roderick. He took the time to understand our needs and get to know what was important to us as a family. Roderick showed us several properties until the right one came up, then helped us each step of the way until we closed. If you are looking to buy or sell a property, look no further!” – Nameeta and Sebastian Sandu


Name: Roderick Dargie
Company: Realty Executives
Phone: 760-420-0696
Website: www.Roderick4RealEstate.com
CalBRE #: 01414530

Al Rex
Al Rex and Associates

More Than Just A Local Realtor®

re_alrexAl Rex has been a top producing Realtor® since 2004, ranking in the top three percent of homes sold each year across San Diego County on a regular basis. However, Al likes to think of himself as much more than just a local Realtor®. “My goal is to be the resource for anyone needing real estate advice,” Al explained. “I often give advice and coaching to friends and colleagues for free, simply because it’s the right thing to do. When you run your business in this manner, it always works out well in the long run.”

One quality that makes Al stand out is his expertise in helping clients get their home ready to sell. He has a keen eye when it comes to knowing what a prospective buyer will find appealing. Al can often be found rolling up his sleeves and giving a hand, whether it’s yard work, staging, or fixing odds and ends to make the home show its absolute best. His 20 years of experience in the corporate financial world as a CPA also sets him apart from other Realtors®. “Whether it’s a home buyer, seller, or investor, the financial end of real estate is so important. I spend a lot of time with every client to help them understand the financial components of their transaction.” Al can be reached on his cell phone seven days a week at 760-473-8572, serving 92011 and throughout San Diego County!


Name: Al Rex & Associates
Company: Berkshire Hathaway
Phone: 760-473-8572
Email: Al@CarlsbadHouseFinder.com
Website: www.CarlsbadHouseFinder.com
CalBRE #: 01377312

Dean Ingle
Union Bank®

re_deaningleDean Ingle is a VP Mortgage Consultant with Union Bank specializing in jumbo home loans and complicated finances for self-employed business owners. With over 15 years of experience in the industry as a business owner, manager, and loan consultant, Dean is uniquely qualified to handle home loans for both purchases and refinances. The real estate process can be challenging, that’s why you need a partner who views each set of circumstances as unique and can help you find a mortgage that’s right for you and your financial goals. Union Bank offers a variety of of fixed-rate or adjustable-rate mortgage programs. “I believe that each borrower needs an advocate during the process of securing a loan. I feel that they need choices, that’s why I take a consultative approach when advising what options could work in their best interest,” says Dean. As an Encinitas native and longtime La Costa resident, Dean knows the nuances of the Carlsbad community.


Name: Dean Ingle, VP Mortgage Consultant
Company: Union Bank, Retail Mortgage Sales
Phone: 760-729-4874
Email: dean.ingle@unionbank.com
Website: www.unionbank.com/dingle
NMLS #: 16716

re_EqualHousingLenderLoans subject to credit and collateral approval. Financing available for collateral located in CA, OR or WA. Restrictions may apply. Terms and conditions subject to change. ©2017 MUFG Union Bank, N.A. All rights reserved. Member FDIC. Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A.

Megan Schenck
Three Lagoons Realty


Megan Schenck is the proud broker and owner of Three Lagoons Realty, a boutique real estate brokerage located in Carlsbad. Megan believes there is no greater satisfaction than being a positive impact on a major life change such as buying and selling a home. She prides herself on developing strong, long-lasting relationships with her clients. Megan puts a huge emphasis on education and keeping up-to-date on new technologies and learning from others’ experience. To continue her education she received her Broker Price Opinion Resource (BPOR) certification, her Short Sale and Foreclosure Resource (SFR) certification, and frequently participates in educational events to constantly improve herself and her business.

She is an active member of the Carlsbad Chamber of Commerce and the Agua Hedionda Lagoon Foundation. She believes Carlsbad is the best place to call home, with the strong sense of community, top-rated schools, beaches, and trails and parks which enhance the quality of life. When Megan isn’t with her clients you can find her with her family at Batiquitos Lagoon, Terramar Beach, or any of the nearby parks. To learn more about Three Lagoons Realty visit www.threelagoons.com or any of their social media outlets.

“Megan provides an incredible service. She helped our family to relocate to Carlsbad from the UK. She not only assisted us in finding the perfect home, but also provided us with detailed info on schools and school districts, as well as the many things for families to do and places to visit in the area. Megan was available around the clock and we couldn’t have had a warmer welcome to the U.S. We wouldn’t hesitate in recommending Three Lagoons for a genuine, caring, and professional service.” – Jenni W.


Name: Megan Schenck, SFR® and BPOR
Company: Three Lagoons Realty
Phone: 858-776-0427
Website: www.ThreeLagoons.com
CalBRE #: 01735296